You can add or transfer funds to your Upstox account from a registered bank account using various modes.

Note: We only allow fund transfers from NRI/NRO/NRE accounts via Net Banking. Other transfer modes are not permitted.

Payin Modes

Net Banking
UPI transfer
Google Pay (GPay)
NEFT/RTGS/IMPS
Cheque

Note: If you are adding or transferring funds through 'Net banking', there will be a charge of ₹7 for every transaction. We do not charge for UPI transfer, GPay, NEFT/RTGS/IMPS, and Cheque.

Time-Frame of Payin

Mode of Transfers	Time Frame
Net banking	1 - 10 minutes
Google Pay (Only on android phone)	1 - 10 minutes
UPI	1 - 10 minutes
IMPS	30 minutes
NEFT/RTGS	3 - 4 working hours
Cheque	3 - 5 working days

Step 2: Click on the ‘Account’ tab.

Step 3: Click on ‘Add funds’ as per the trading account

Step 4: You can add funds in any one of the following ways:

1. Net Banking

Netbanking or Internet banking is an electronic payment system that enables you to transfer funds in real-time directly to Upstox.
Select the Netbanking button on the app. This will cost you ₹7 for every transfer you make. After selecting this, you will be taken to the bank’s Netbanking website where you can enter your credentials to pay.
Please find the list of banks that support Netbanking transactions on Upstox - List of Banks

2. UPI transfer

Using UPI is free.
Simply enter your UPI ID, and you should receive a payment request on your UPI app.
Once you accept this request, the amount will be credited to your account instantly. List of UPI Apps.

3. Google Pay (GPay)

Once you select ‘Gpay’ and click ‘continue’, a page will pop up on your Upstox platform. Enter your PIN to make a successful payment.
Please note that only Android users will be able to see the Gpay pay-in mode in their mobile app.

4. NEFT/RTGS/IMPS

NEFT/RTGS/IMPS:

Bank Details	Equity, FNO, or Currency	Commodities
Bank Name	HDFC Bank	HDFC Bank
Account Name	Upstox Securities Pvt Ltd - USCNB A/C	RKSV Commodities India Pvt. Ltd Mumbai
Account Number	57500001411011	15770340022236
Account Type	Current Account	Current Account
IFSC Code	HDFC0000060	HDFC0000060

Note- You should be using your registered bank account for IMPS transfers. Avoid transferring funds through IMPS using PSP Apps such as BHIM, Google pay, etc.

5. Cheque

Fill the following details and deposit a cheque at any HDFC bank addressed to:

Bank Details	Equity, FNO, or Currency	Commodities
Pay	Upstox Securities Pvt Ltd - USCNB A/C	RKSV Commodities India Pvt. Ltd Mumbai
Account No	57500001411011	15770340022236
Bank Name	HDFC Bank,Fort Branch, Mumbai -400023	HDFC Bank, Fort Branch, Mumbai - 400023

Please send us a scanned copy or photo of the cheque by 'Raising a ticket'.
Cheques are accepted as long as they are incoming from the same bank account registered with Upstox. Write the cheque to our account name (details are mentioned above).
You may also check the transaction history from 'Recent transactions’ in the ‘Securities/Commodities Wallet’ section which contains all your withdrawals and deposits.