You may add/transfer funds into your upstox account from a registered bank account via different modes.

Payin Modes

Note: If you are adding/transferring funds through 'Net banking', there will be a charge of ₹7 for every transaction. We do not charge for UPI transfer, GPay, NEFT/RTGS/IMPS & Cheque.

Time-Frame of Payin

Mode of TransfersTime Frame
Net banking1 - 10 minutes
Google Pay (Only on android phone)1 - 10 minutes
UPI1 - 10 minutes
IMPS30 minutes
NEFT/RTGS3 - 4 working hours
Cheque3 - 5 working days

Step 1: Login to the Upstox app using your 6-digit Pin or Biometrics.

Step 2: Click on the ‘Account’ tab.

Step 3: Click on ‘Add funds’ as per the trading account

Step 4: You can add funds in any one of the following ways:1. Net Banking

  • Netbanking or Internet banking is an electronic payment system that enables you to transfer funds in real-time directly to Upstox.

  • Select the Netbanking button on the app. This will cost you ₹7 for every transfer you make. After selecting this, you will be taken to the bank’s Netbanking website where you can enter your credentials to pay. 

  • Please find the list of banks that support Netbanking transactions on Upstox - List of Banks

2. UPI transfer

  • Using UPI is free.

  • Simply enter your UPI ID and you should receive a payment request on your UPI app. 

  • Once you accept this request, the amount will be credited to your account instantly. List of UPI Apps.

3. Google Pay (GPay)

  • Once you select ‘Gpay’ and click ‘continue’, a page will pop up on your Upstox platform. Enter your pin to make a successful payment.

  • Only Android users will be able to see the Gpay payin mode in their mobile app. 



Log in to your registered bank account with Upstox and enter the following details to transfer funds via


Bank detailsEquity, FNO, or CurrencyCommodities
Bank NameHDFC BankHDFC Bank
Account NameRKSV Securities India Pvt. Ltd MumbaiRKSV Commodities India Pvt. Ltd Mumbai
Account Number0060034006757415770340022236
Account TypeCurrent AccountCurrent Account
IFSC CodeHDFC0000060HDFC0000060

Note- You should be using your registered bank account for IMPS transfers. Avoid transferring funds through IMPS using PSP Apps such as BHIM, Google pay, etc.


5. Cheque

Fill the following details and deposit a cheque at any HDFC bank addressed to:

Bank DetailsEquity, FNO, or CurrencyCommodities
PayRKSV Securities India Pvt. Ltd MumbaiRKSV Commodities India Pvt. Ltd Mumbai
Account No0060034006757415770340022236
Bank NameHDFC Bank, Fort Branch, Mumbai - 400023HDFC Bank, Fort Branch, Mumbai - 400023

  • Please send us a scanned copy or photo of the cheque to Raise Ticket'. 
  • Cheques are accepted as long as they are incoming from the same bank account registered with Upstox. You can write the cheque to our account name (details are mentioned above). 
  • You may also check the transaction history from 'Recent transactions’ in the ‘Securities/Commodities Wallet’ section which contains all your withdrawals and deposits.

How much I can add & withdraw funds from an Upstox account?

What charges will be applicable if I add/withdraw the funds from the Upstox account?

Can I add funds from the unregistered bank?