Why can’t I withdraw ‘Total Balance’ completely?

For all the profits earned from Intraday and Delivery trades in the equities segment, Upstox receives the funds from the Exchanges two days after the trade is successfully placed (T+2 days). 

Similarly, for all profits earned from Intraday and Delivery contracts in the Derivatives segment, Upstox receives the funds from the Exchanges one day after the trade is successfully placed (T+1 day). Upstox can’t transfer funds to the customer's bank account if funds from the Exchange are not received.