Effective 1st December 2020, the SEBI regulation regarding peak margins has changed the way sell amounts get credited from your Demat or T1 holdings. Here’s how it impacts you.


Type of transaction
Type of amountWhenAvailable to tradeAvailable to withdraw
EQ-DeliverySell AmountIf sold from Demat holdings,80% of the sell amount is available for trading on the same day.100% of the sell amount will be available for withdrawal from T+2 days onwards.



The remaining 20% will be available for trading from T+1 working day onwards
EQ-Delivery (BTST - buy today, sell tomorrow)Sell AmountIf sold from T1 holdings,100% of the total sell amount will be available for trading only from T + 1 working day onwards.100% of the total sell amount will be available for withdrawal from T + 2 days onwards
EQ-IntradayProfitsWhen you exit the positionProfits will be available to trade from T+2 onwards100% of the total sell amount will be available for withdrawal from T + 2 days onwards.

F&O, Currency &

Commodity
(Same day)


Premium or Invested AmountWhen you exit the position1. If no loss on your position, you can trade with it on T1

2. If there is a loss on your position, you can trade with it on T1 after loss has been deducted from total amount
1. If no loss on your position, you can withdraw on T1

2. If there is a loss on your position, you can withdraw it on T1 after loss has been deducted from total amount

1 - F&O

2 - Currency

3 - Commodities


(Both Delivery & Intraday)


Profits


When you exit the positionProfits will be available to trade from T+1 onwardsProfits will be available for withdrawal from T+1 onwards

F&O, Currency &

Commodity - Options

(Carry Forward positions)


Premium or invested amountWhen you exit the positionPremium will be available to trade from T+1 onwards except for Options buy in the same segment which will be available from T+2 onwards to trade.Premium will be available for withdrawal from T+1 onwards. except for Options buy in the same segment which will be available from T+2 onwards to withdraw.

Please note: In case there is a bank or trading holiday between the date of selling to T+2 day, the settlement period will be extended accordingly. 


A quick recap on what are T1 holdings:

Any stocks that are still in transit between the Exchange and Upstox i.e. have still not completed the T+2 day's settlement cycle will be listed under the ‘T1 Holdings’ tab on the Upstox web and mobile app.  This signifies that as of now, the stock has not yet been successfully credited to your Demat account.


Watch the below video to understand more about Settlements Cycle with Upstox.