NetBanking or internet banking is an electronic payment system that enables you to transfer funds in real-time directly from Upstox.

Just visit the 'Wallets/Funds' section on the app which will show you the amount currently in your Securities and Commodities account respectively. 

Click on the ‘Add funds’ button on the balance page. 

You can then select the relevant account you want to transfer funds to and the amount you wish to transfer.

Under the mode of transfer, you can select NetBanking and choose between NEFT/IMPS.RTGS once you get redirected to your bank's NetBanking app.