Personal Loan - Upstox Help Center

Personal Loan

Can I apply for personal finance if I have a low credit score?

Yes, you can apply for personal finance even with a low credit score. However, having a high credit score of 750 or above offers several benefits: You can...
Wed, 13 Dec, 2023 at 12:02 PM

How is a personal loan different from other loans?

Aspect Personal Loans Loan against Securities Overdraft Loans Cause based loan What is it? Money borrowed from a bank or lender for perso...
Thu, 8 Feb, 2024 at 2:33 PM

Are there any hidden charges or processing fees associated with personal loans?

Tata Capital has no hidden fees, but it does charge nominal processing fees. Processing fees, which can be up to 5.5% of the loan amount + GST, and document...
Wed, 3 Jan, 2024 at 3:29 PM

Can I prepay my personal loan? Are there any charges for prepayment?

Tata Capital allows prepayment under certain conditions: Part prepayment is allowed once a year, with a minimum six-month gap between two part prepayments...
Wed, 13 Dec, 2023 at 12:08 PM

How long does it take to approve an application for a personal loan?

The time required to approve a personal loan application can vary depending on several factors. Once you submit your application and necessary documents wit...
Wed, 13 Dec, 2023 at 12:12 PM

Can I get a detailed breakdown of the charges and fees for personal loans?

Charges on personal loans are as follows- Processing fee: This is a one-time, non-refundable fee, even if the loan is not approved. Tata Capital charges a...
Wed, 3 Jan, 2024 at 3:30 PM