You can add or transfer funds to your Upstox account from a registered bank account using various modes. 


Payin Modes

Note: If you are adding or transferring funds through 'Net banking', there will be a charge of ₹7 for every transaction. We do not charge for UPI transfer, GPay, NEFT/RTGS/IMPS, and Cheque. 


Time-Frame of Payin

Mode of TransfersTime Frame
Net banking1 - 10 minutes
Google Pay (Only on android phone)1 - 10 minutes
UPI1 - 10 minutes
IMPS30 minutes
NEFT/RTGS3 - 4 working hours
Cheque3 - 5 working days


If you’re using the updated version of the Upstox app, read this. 

Step 1: Login to the Upstox app using your 6-digit Pin or Biometrics.


Step 2: Click on the ‘Account’ tab.


Step 3: Click on ‘Add funds’ as per the trading account


Step 4: You can add funds in any one of the following ways:



If you’re using an older version of the Upstox app, read this.

Step 1: Login to the Upstox app using your 6-digit PIN or Biometrics.

Step 2: Click on the ‘Funds’ tab.

Step 3: Click on ‘Add funds’ as per the trading account

Step 4: You can add funds in any one of the following ways:


1. Net Banking

  • Netbanking or Internet banking is an electronic payment system that enables you to transfer funds in real-time directly to Upstox.

  • Select the Netbanking button on the app. This will cost you ₹7 for every transfer you make. After selecting this, you will be taken to the bank’s Netbanking website where you can enter your credentials to pay. 

  • Please find the list of banks that support Netbanking transactions on Upstox - List of Banks

2. UPI transfer

  • Using UPI is free.

  • Simply enter your UPI ID, and you should receive a payment request on your UPI app. 

  • Once you accept this request, the amount will be credited to your account instantly. List of UPI Apps.

3. Google Pay (GPay)

  • Once you select ‘Gpay’ and click ‘continue’, a page will pop up on your Upstox platform. Enter your PIN to make a successful payment.

  • Please note that only Android users will be able to see the Gpay pay-in mode in their mobile app.


4. NEFT/RTGS/IMPS  

Log in to your registered bank account with Upstox and enter the following details to transfer funds via

NEFT/RTGS/IMPS:

Bank DetailsEquity, FNO, or CurrencyCommodities
Bank NameHDFC BankHDFC Bank
Account NameUpstox Securities Pvt Ltd - USCNB A/CRKSV Commodities India Pvt. Ltd Mumbai
Account Number5750000141101115770340022236
Account TypeCurrent AccountCurrent Account
IFSC CodeHDFC0000060HDFC0000060


NoteYou should be using your registered bank account for IMPS transfers. Avoid transferring funds through IMPS using PSP Apps such as BHIM, Google pay, etc.

 

5. Cheque

Fill the following details and deposit a cheque at any HDFC bank addressed to:

Bank DetailsEquity, FNO, or CurrencyCommodities
PayUpstox Securities Pvt Ltd - USCNB A/CRKSV Commodities India Pvt. Ltd Mumbai
Account No5750000141101115770340022236
Bank NameHDFC Bank,Fort Branch, Mumbai -400023HDFC Bank, Fort Branch, Mumbai - 400023

  • Please send us a scanned copy or photo of the cheque by 'Raising a ticket'. 
  • Cheques are accepted as long as they are incoming from the same bank account registered with Upstox. Write the cheque to our account name (details are mentioned above). 
  • You may also check the transaction history from 'Recent transactions’ in the ‘Securities/Commodities Wallet’ section which contains all your withdrawals and deposits.

Related Article: 

How much I can add & withdraw funds from an Upstox account? 

What charges will be applicable if I add/withdraw the funds from the Upstox account? 

Can I add funds from the unregistered bank? 

How do I check linked bank accounts to my Upstox profile?