We have updated the app to give you a better experience

• If you’re using an older version of the Upstox app, read this
• If you’re using the updated Upstox app, read this.

If you’re using an older version of the Upstox app, read this: 

Login to the Upstox App using your Upstox User ID, Password, and Passcode (Year of Birth). 

Proceed to the Funds section where you can add funds for securities or commodities.

You can add funds in any one of the following ways mentioned below:  

1. NetBanking 

• NetBanking or Internet Banking is an electronic payment system that enables you to transfer funds in real-time directly to Upstox.
• To add funds, click on the ‘Add’ button on the Funds page. Then, select the relevant account from which you want to transfer funds along with the amount you wish to transfer.
• Now, select the NetBanking button on the app. You will be charged ₹7 for every transfer made. After selecting this you will be redirected to the respective bank’s NetBanking website where you will have to enter your credentials to pay. 
• You can refer to the list of banks that are supported for NetBanking transactions on Upstox - List of Banks

2. UPI transfer

• Adding funds via UPI is free of charge.
• Simply enter your UPI ID, after which you will receive a payment request on your UPI app. Once you accept this request the amount will be credited to your account instantly. List of UPI Apps

3. GPay

You can also add funds using Google Pay (GPay). Once you select Gpay and click continue, a page will pop up on our Upstox platform and you need to enter your pin to make a successful payment.

4. Smart Transfer

• When you open an Upstox 3-in-1 account, you get an Upstox Trading account, along with an Upstox Demat account and a zero-balance IndusInd Bank Savings account.
• The account also comes with an exclusive feature called Smart Transfer which is a clever way to trade without transferring money from your Savings account to your Trading account.
• Simply enter the amount and click ‘Submit’. It will generate a one-time password (OTP) which will be sent to your registered phone number. Once you enter the OTP, your Upstox balance will get updated immediately, 
• You can deposit upto ₹ 5,00,000/- in one transaction, and there is no limit to the number of transactions. 
• The best part about this is that till your allocated funds are utilized, it continues to attract interest. Thus Smart Transfer saves both your interest and time.

For more information on how it works see the short video.

Note- Smart Transfer has been discontinued in the Upstox platform.

5. NEFT/RTGS/IMPS

Log in to your bank account that’s linked with Upstox and type in the following details to transfer funds via NEFT/RTGS/IMPS: 

For Securities:

Bank Name - HDFC Bank

Account Name - RKSV SECURITIES INDIA PVT.LTD.

Account Number - 00600340067574

Account Type - Current Account

IFSC Code - HDFC0000060

For Commodities:

Bank Name - HDFC Bank

Account Name - RKSV COMMODITIES INDIA PVT.LTD.

Account Number - 15770340022236

Account Type - Current Account

IFSC Code - HDFC0000060

Please note that you should be using your registered bank account for IMPS transfers. You should avoid transferring funds through IMPS using PSP Apps such as BHIM, Google pay, etc.

6. Cheque

You can also deposit a cheque at HDFC bank addressed to:

For Equity, FNO, or Currency

"RKSV Securities India Pvt. Ltd" payable at Mumbai.

Account No: 00600340067574

Bank Name: HDFC Bank, Fort Branch, Mumbai - 400023

For Commodities

"RKSV Commodities India Pvt. Ltd." payable at Mumbai.

Account No: 15770340022236

Bank Name: HDFC Bank, Fort Branch, Mumbai - 400023

• Please send us a scanned copy or photo of the cheque to [email protected]
• The cheque should be from your registered bank account.
• Cheque are accepted as long as they are incoming from the same bank account you have registered with us. Please write the cheque to our account name (details are mentioned below). 

Additionally, you can check your Payment history from “View Payment History” in the funds section which contains all your withdrawals and deposits.

Here is a table that shows how much time it takes for money to be reflected in your Upstox account for different modes of transfer:

Watch the below video to get a step by step tutorial on how to transfer funds in Upstox App.

Click here to explore the updated app

 If you’re using the updated Upstox app, read this.

 Login to the Upstox app using your 6-digit Pin or Biometrics.

Click on the Account tab where the Wallet screen will be reflected to add funds for securities or commodities.

You can add funds in any one of the following ways mentioned below: 

1. NetBanking 

• NetBanking or Internet Banking is an electronic payment system that enables you to transfer funds in real-time directly to Upstox.
• To add funds, click on the ‘Add’ button on the Wallet page. You can then select the relevant account you want to transfer funds from and the amount you wish to transfer.
• Now, select the NetBanking button on the app. This will cost you ₹7 for every transfer you make. After selecting this you will be taken to the bank NetBanking website where you will have to enter your credentials to pay. 
• Please find the list of banks that are supported for NetBanking transactions on Upstox - List of Banks

2. UPI transfer

• Using UPI is free of charge.
• Simply enter your UPI ID and you should receive a payment request on your UPI app. Once you accept this request the amount will be credited to your account instantly. List of UPI Apps

3. GPay

You can also add funds using Google Pay (GPay). Once you select Gpay and click continue, a page will pop up on our Upstox platform. Enter your pin to make a successful payment. Only Android users will be able see the Gpay in their mobile app. 

4. Smart Transfer

• When you open an Upstox 3-in-1 account, you get an Upstox Trading account, along with an Upstox Demat account and a zero-balance IndusInd Bank Savings account.
• The account also comes with an exclusive feature called Smart Transfer which is a clever way to trade without transferring money from your Savings account to your Trading account.
• Simply enter the amount and click ‘Submit’. It will generate a one-time password (OTP) which will be sent to your registered phone number. Once you enter the OTP, your Upstox balance will get updated immediately, 
• You can deposit upto ₹ 5,00,000/- in one transaction, and there is no limit to the number of transactions. 
• The best part about this is that till your allocated funds are utilized, it continues to attract interest. Thus Smart Transfer saves both your interest and time.

For more information on how it works see the short video.

Note- Smart Transfer has been discontinued in the Upstox platform.

5. NEFT/RTGS/IMPS  

Log in to your bank account linked with Upstox and type in the following details to transfer funds via NEFT/RTGS/IMPS: 

For Securities:

Bank Name - HDFC Bank

Account Name - RKSV SECURITIES INDIA PVT.LTD.

Account Number - 00600340067574

Account Type - Current Account

IFSC Code - HDFC0000060

For Commodities:

Bank Name - HDFC Bank

Account Name - RKSV COMMODITIES INDIA PVT.LTD.

Account Number - 15770340022236

Account Type - Current Account

IFSC Code - HDFC0000060ṁ

6. Cheque

You can deposit a cheque at HDFC bank addressed to:

For Equity, FNO, or Currency:

"RKSV Securities India Pvt. Ltd" payable at Mumbai.

Account No: 00600340067574

Bank Name: HDFC Bank, Fort Branch, Mumbai - 400023

For Commodities:

"RKSV Commodities India Pvt. Ltd." payable at Mumbai.

Account No: 15770340022236

Bank Name: HDFC Bank, Fort Branch, Mumbai - 400023

• Please send us a scanned copy or photo of the cheque to [email protected]
• The cheque should be from your registered bank account.
• Cheque are accepted as long as they are incoming from the same bank account  registered with Upstox. You can write the cheque to our account name (details are mentioned below). 

You can also check the Transaction history from “Transactions” in the ‘Securities Wallet’ section which contains all your withdrawals and deposits.

Here is a table that shows how much time it takes for money to be reflected in your Upstox account for different modes of transfer:

Please refer to the below link to know How to add funds to Upstox.