We have updated the app to give you a better experience


Keep in mind: We have discontinued the “Regular” plan and only the “Direct” plan is now available for investing.

If you’re using an older version of the Upstox app, read this.

To place a Mutual Funds order follow these steps -

1) Log in to the Upstox app using your User ID and Password.

2) Enter your birth year to verify your account.

3) Go to the 'Invest' tab from the bottom navigation bar and click on 'View All Funds' from the Mutual Funds section.

 4) Scroll or search for the desired fund from the Search/Browse Fund option available.

 5) Once you select the fund, you will see options such as ‘Start SIP’ or ‘One Time’.

If you want to invest via a Systematic Investment Plan (SIP), click on the 'Start SIP' option. 

6) Enter the amount you wish to invest in that particular fund. Then, click 'Continue'.

7) Select how often you wish to pay the instalments/ SIP and choose a date for the deduction. Click ‘Continue to bank   selection’.

8) Select the bank in bank details and proceed to pay 


9) Next, you need to make your first SIP payment via net banking/UPI, the bank page of the registered bank will be shown on the screen from where you need to log in and enter OTP to complete the payment.

Note: As per the announcement by SEBI, the usage of a common fund wallet/account for Stocks and Mutual Funds transactions will be discontinued. For more information refer to the below circular link

https://www.sebi.gov.in/legal/circulars/oct-2021/discontinuation-of-usage-of-pool-accounts-for-transactions-in-units-of-mutual-funds-on-the-stock-exchange-platforms_53104.html

10) Review your order and click ‘Place Order'.

 Your SIP order is placed. Typically, in T+3 business days, the order will get completed. 

11) You can also set up an auto-debit facility.

Click here for steps to set up auto-debit.

Once your MF order (One-time/SIP) is placed here's how to see your settlement TAT click here

Click here to know how you can check/download MF statements


Click here to explore our new app

Keep in mind: We have discontinued the “Regular” plan and only the “Direct” plan is now available for investing.

If you’re using the updated version of the Upstox app, read this. 

To place a Mutual Funds order, follow these steps:

1) Log in to the Upstox app using your 6-digit Pin or Biometrics.

2) Go to the ‘Discover' tab from the bottom navigation bar and scroll left to right and click on Mutual Funds - Explore Funds from the Mutual Funds card.

3) Once you click on Explore funds you will be directed to the mutual funds web page.

4) Once you select the fund, you will see options such as ‘Start SIP’ and ‘One Time’.

If you want to invest via a Systematic Investment Plan (SIP), click on the 'Start SIP' option.

5) You need to select the frequency of SIP, the date to deduct the SIP amount, and click on Amount.

6) Next you need to fill out the SIP amount to invest and click on bank details.

7) You need to review your SIP order details before proceeding, once confirmed click on proceed to pay. 

8) Next screen will show you to make your first payment to start SIP. You need to select Net banking/UPI as the payment method and then click on pay now. 

Note: As per the announcement by SEBI, the usage of a common fund wallet/account for Stocks and Mutual Funds transactions will be discontinued. For more information refer to the below circular link

https://www.sebi.gov.in/legal/circulars/oct-2021/discontinuation-of-usage-of-pool-accounts-for-transactions-in-units-of-mutual-funds-on-the-stock-exchange-platforms_53104.html


 9) Now the bank page of the registered bank will be shown where you need to complete your payment for the SIP     investment by login and then entering OTP.


 10) Once payment is done via net banking/UPI, SIP will be placed successfully. Funds will get deducted from your    registered bank account and not from the Upstox account. 


Click on setup auto-debit mandate to authorise automatic payment from your registered bank account for upcoming SIP investments. Click here for steps to set up auto-debit via e-mandate process or for steps to set up auto-debit via offline mandate process.

11) On the bottom of the screen when you click on ‘View Portfolio’ it will redirect to the Mutual Funds portfolio section where you need to click on View Order History. Under that, you can check your order status under the Open orders tab. Typically, in T+3 days the order will get completed

Your SIP order is placed successfully. You can check SIP details under portfolio. You need to complete verification to set up an Auto debit facility. Check your email to get the BSE verification link.

Once your MF order (One-time/SIP) is placed and here's how you can know about the settlement TAT click here

Click here to know how you can check/download MF statements.