Starting from 1st December 2020, a SEBI regulation regarding peak margins has changed the way sell amounts get credited to your account.

Selling a share from your Demat holdings:

• 100% of the sell amount is available for trading on the same day
• 100% of the sell amount will be available for withdrawal from T+1 day evening onwards

Selling a share from your T1 holdings:

• No Funds from the sell transaction will be available for trading on the same day
• 100% of the total sell amount will be available for trading only from T + 1 day onwards
• 100% of the total sell amount will be available for withdrawal from T + 1 day evening onwards

Here’s an example:

Demat holdings
Sell Date: 9th July 2021
On 9th July (same day, i.e. T day)	100% of the total sell amount is available for trading only
On 10th July (T+1 day) evening	100% of the total sell amount is available for withdrawal

T1 holdings
Sell Date: 9th December 2020
On 9th Dec (same day i.e. T day)	No amount is available
On 10th Dec ( T+1 day)	100% of the total sell amount is available for trading only
On 10th Dec ( T+1 day) evening	100% of the total sell amount is available for withdrawal

Note: If there is a bank or trading holiday between the date of selling to T+1 day, the settlement period will be extended accordingly.

Kindly ignore the values shown under ‘Available to trade’, ‘Margin used’ and ‘Unavailable to trade’ breakup in the funds section of the Upstox app or website. We're fixing this, and the correct values will be updated soon.