Starting from 1st December 2020, a SEBI regulation regarding peak margins has changed the way sell amounts get credited to your account:

Selling a share from your Demat holdings:

  • 80% of the sell amount is available for trading on the same day

  • The remaining 20% will be available for trading from T+1 day onwards

  • 100% of the sell amount will be available for withdrawal from T+2 days onwards

Selling a share from your T1 holdings:

  • No Funds from the sell transaction will be available for trading on the same day

  • 100% of the total sell amount will be available for trading only from T + 1 day onwards

  • 100% of the total sell amount will be available for withdrawal from T + 2 days onwards

Here’s an example:

Demat holdings

Sell Date: 9th July 2021

On 9th July (same day, i.e. T day)

80% of the total sell amount is 

available for trading only

On 10th July  (T+1 day)

100% of the total sell amount is 

available for trading only

On 11th July (T+2 day)

100% of the total sell amount is 

available for trading and 

withdrawal

 

T1 holdings

Sell Date: 9th December 2020

On 9th Dec (same day i.e. T day)

No amount is available

On 10th Dec ( T+1 day)

100% of the total sell amount is 

available for trading only

 

On 11th Dec ( T+2 day)

100% of the total sell amount is 

available for trading and 

withdrawal

Please note: In case there is a bank or trading holiday between the date of selling to T+2 day, the settlement period will be extended accordingly.