We have updated the app to give you a better experience

If you’re using an older version of the Upstox app, read this.

  1. Check the payment history and see the status of the transaction. If it says ‘Failed’, then you need to initiate the funds again through the same or another payment mode.
  2. Check for an announcement done by Upstox for any such delay. 
  3. Refresh your app or page once the payment is completed. 
  4. Certain payment modes may take a longer time to reflect in the payment history. Please check the payment time frame for the funds to get updated. 

Click here to explore the updated app

If you’re using the updated version of the Upstox app, read this. 

If your available funds are not updated when you have deposited funds, kindly do the following:

Login to the Upstox app using your 6-digit Pin or Biometrics. Click on Name icon (top left corner of the screen) you will be able to see the Wallet section where you can check the Net Deposits for that particular day.




  1. Click on the Securities/ Commodities wallet and ‘Transactions’ under that will show you transaction history and check the status of the transaction. If it says ‘Failed’, then you need to initiate the funds again or through another payment mode.
  2. Check for an announcement by Upstox for any such delay. 
  3. Re-login to your app or refresh page once the payment is completed. 
  4. Certain payment modes may take a longer time to reflect in the payment history. Please check the payment time frame for the funds to get updated. 

Here is a table that shows how much time it takes for money to be reflected in your Upstox account for different modes of transfer:

Mode of Transfers

          Time Frame

Net Banking 

         1 - 10 minutes     

Google Pay (Only on android phone)

          1 - 10 minutes     

UPI

          1 - 10 minutes     

IMPS/RTGS*

          30 minutes

NEFT

          3 - 4 hours

Cheque

          3 - 5 working days

In case you still face any issues after trying the above steps, please reach out to us to share the details of the issue you encounter along with the payment proof.  

You can share the details by raising a ticket here.