Payin timeframe depends upon the modes of fund transfer.

Refer to the table to know the timeframe.

Mode of TransfersTime Frame
Net banking1 - 10 minutes
Google Pay (Only on Android phone)1 - 10 minutes
UPI1 - 10 minutes
IMPS30 minutes
NEFT/RTGS3 - 4 working hours
Cheque3 - 5 working days

Note: Please refresh your Upstox web page or app to see updated funds.


IMPS should be done through your bank’s website or the bank’s mobile app. IMPS transfer done using PSP apps such as Bhim, Google pay, etc don’t get updated automatically.


Related Article: 

How can I add funds to my Upstox account?

How much funds I can add & withdraw from an Upstox account

My payment has failed when I will receive my refund?

What should I do if I’ve added funds and it doesn’t reflect after the turnaround time?