Here is a table that shows how much time it takes for money to be reflected in your Upstox account for different modes of transfer:


Mode of Transfers

Time Frame

Net Banking 

1 - 10 minutes

Google Pay (Only on the android phone)

1 - 10 minutes

UPI

1 - 10 minutes

IMPS/RTGS

30 minutes

NEFT

3 - 4 hours

Cheque

3 - 5 working days


Note: Please refresh your Upstox web page or app to see updated funds.