Here is a table that shows how much time it takes for money to be reflected in your Upstox account for different modes of transfer:

 

Mode of Transfers

                                   Time Frame

Net Banking 

         1 - 10 minutes     

Google Pay (Only on the android phone)

          1 - 10 minutes     

UPI

          1 - 10 minutes     

IMPS/RTGS

          30 minutes

NEFT

          3 - 4 hours

Cheque

          3 - 5 working days

 

Note: Please refresh your Upstox web page or app to see updated funds.