1.When do investments in LiquiLoans start generating returns?

Returns on your investment will begin once your investment request has been successfully processed and completed by our partner, typically within 1-2 business days.


2.Will I start earning the indicated return on the day my funds are allocated to the partner?

Usually, it takes a few days (4-7 days) for your investment to be deployed and start generating the indicated return. During this time, the interest you earn is slightly lower than the 8-10.50% range. However, after the initial few days, you will begin earning the full scheme return on an annualised basis.


3.What are the available investment schemes in LiquiLoans?

LiquiLoans offers various schemes based on your accessibility preferences. There are two main types of schemes:

  • Liquid: This scheme allows investors to request withdrawals at any time without incurring any charges.
  • Lock-in: The lock-in scheme requires investors to commit their funds for a specified holding period, usually ranging from 3-36 months. During this period, withdrawals are not allowed.


4.Is there a monthly payout option in LiquiLoans?

Yes, investors who participate in the Lock-In scheme with a minimum holding period can choose a monthly payout option, which means they will receive a payout each month.


5.When will I receive my monthly payout?

Investors will receive their monthly payouts on the 1st working day of the following month. Please note that if you invest after the 20th of any month, your payout will be processed in the subsequent month's interest payout cycle. For example, if you invested on 15th March 2023, your interest payout would be on the 1st working day of April 2023. For investments made on or after the 20th of March 2023, the interest payout will occur on the 1st working day of May 2023.


6.Is there a limit on how much I can invest in LiquiLoans?

According to RBI regulations, the maximum investment limit for a P2P investment product is Rs. 50 lakh. However, if you invest more than Rs. 10 lakh, you will need a certificate from a Chartered Accountant (CA) certifying that your net worth exceeds Rs. 50 lakh.


7.What documents are required to invest in LiquiLoans?

The following documents are required to start investing in LiquiLoans:

  • Copy of PAN Card
  • Proof of Address (Aadhar/Driving License/Passport/Voter ID)
  • Cheque/Bank Statement


8.What payment methods are accepted for investments in LiquiLoans?

Payments for investments can be made using Net Banking and UPI.